Welcome to ExamTopics
ExamTopics Logo
- Expert Verified, Online, Free.
Mail Us [email protected]
Menu

Unlimited Access

Get Unlimited Contributor Access to the all ExamTopics Exams!
Take advantage of PDF Files for 1000+ Exams along with community discussions and pass IT Certification Exams Easily.
Aba Discussions

Exam CRCM topic 1 question 326 discussion

Actual exam question from ABA's CRCM
Question #: 326
Topic #: 1
[All CRCM Questions]

Which of the following relationships does NOT violate Regulation L?
"¢ Relationship A: First National Bank is located in the same city as an affiliate of First Savings and Loan. First National and the affiliate share a board member.
"¢ Relationship B: State Bank and an affiliate of First National Bank are located in the same RMSA but not in the same town. State Bank has assets of $60 million, and the affiliate has assets of $7 million. The two institutions share a board member.
"¢ Relationship C: Savings and Loan Association and Bank Holding Company do not have offices within the same RMS
Bank Holding Company's assets are in excess of $1.75 billion, and Savings and Loan Association's assets are in excess of $2.5 billion. These institutions share a board member.

  • A. Relationship A
  • B. Relationship B
  • C. Relationship C
  • D. All the relationships violate Regulation L
Show Suggested Answer Hide Answer
Suggested Answer: B 🗳️
by Cam22 at March 19, 2024, 2:53 a.m.

Comments

Chosen Answer:
This is a voting comment (?) , you can switch to a simple comment.
Switch to a voting comment New
Submit Cancel
Cam22
1 month, 2 weeks ago
Selected Answer: C
elationship C (C) is the most likely to not violate Regulation L because it involves institutions in different RMSAs (RMSA: Retail Metropolitan Statistical Area) with significant asset sizes, where the regulation's primary concern—anticompetitive practices within the same market—does not apply as directly. Thus, the correct answer under the assumptions based on Regulation L and its intent to prevent anticompetitive interlocks within the same market would be C. Relationship C. However, it's important to note that specific details about Regulation L's current thresholds and exemptions (which can vary and be updated) are essential for a definitive assessment.
upvoted 1 times
...

Get IT Certification

Unlock free, top-quality video courses on ExamTopics with a simple registration. Elevate your learning journey with our expertly curated content. Register now to access a diverse range of educational resources designed for your success. Start learning today with ExamTopics!

Start Learning for free
Community vote distribution
A (35%)
C (25%)
B (20%)
Other
Most Voted
A voting comment increases the vote count for the chosen answer by one.

Upvoting a comment with a selected answer will also increase the vote count towards that answer by one. So if you see a comment that you already agree with, you can upvote it instead of posting a new comment.

SaveCancel