Suggested Answer:D🗳️
FIPS 140-2 is a United States certification standard for cryptographic modules, and it provides guidance and requirements for their use based on the requirements of the data classification. However, these are not actual regulatory requirements. The Health Insurance Portability and Accountability Act (HIPAA), Sarbanes- Oxley Act (SOX), and the Payment Card Industry Data Security Standard (PCI DSS) are all major regulatory frameworks either by law or specific to an industry.
FIPS 140-2 (Federal Information Processing Standard 140-2) is a cryptographic standard, not a regulatory framework. It defines security requirements for cryptographic modules used in federal systems but does not regulate industries like PCI DSS, HIPAA, or SOX.
PCI DSS (Payment Card Industry Data Security Standard) is technically a security standard, but it is often treated as a regulatory framework because it enforces strict security requirements on businesses handling credit card transactions.
Why is PCI DSS considered a regulatory framework?
Mandatory Compliance: Businesses that process, store, or transmit credit card data must comply with PCI DSS to avoid fines, legal risks, and potential loss of card-processing privileges.
Industry Enforcement: While not a law, PCI DSS is enforced by major payment card brands (Visa, MasterCard, Amex, etc.) through contracts and penalties.
Compliance Audits: Organizations must undergo regular audits (PCI DSS assessments) to prove compliance.
It's 100% D.
FIPS 140-2 (Federal Information Processing Standard 140-2) is a standard for cryptographic modules used by U.S. federal agencies and contractors. While it is widely recognized, it is not a regulatory framework. Instead, it provides specific technical requirements for cryptographic module validation.
My choice is answer "D". FIPS 140-2 is important, especially for government agencies and their contractors, it is not a broad regulatory framework that applies to a wide range of industries or organizations. Instead, it is a specific set of guidelines and requirements related to cryptographic security.
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