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Exam MLO topic 1 question 89 discussion

Actual exam question from NMLS's MLO
Question #: 89
Topic #: 1
[All MLO Questions]

According to the SAFE Act, which of the following activities requires licensure as a mortgage loan originator?

  • A. Providing a consumer with a Homebuyer's Toolkit
  • B. Providing a consumer with the loan policies of the lender
  • C. Communicating with a consumer to arrange a loan closing
  • D. Communicating the details of an offer for the first time over the phone
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Suggested Answer: C 🗳️
by IrishBeast at July 1, 2025, 1:39 a.m.

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IrishBeast
3 weeks, 3 days ago
Selected Answer: D
The only one that makes sense is D. Communicating the details of an offer is directly tied to MLO responsibilities. The rest are focused on basic education or scheduling which doesn't require a license.
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