D is right
https://docs.snowflake.com/en/user-guide/security-mfa.html#:~:text=Snowflake%20supports%20multi%2Dfactor%20authentication,is%20managed%20completely%20by%20Snowflake.
MFA support is provided as an integrated Snowflake feature, powered by the Duo Security service, which is managed completely by Snowflake.
MFA is enabled on a per-user basis; however, at this time, users are not automatically enrolled in MFA. To use MFA, users must enroll themselves.
https://docs.snowflake.com/en/user-guide/security-mfa
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