An account monitor monitors the credit usage of all the warehouses in the account. An account can only have one account monitor.
A warehouse monitor monitors the credit usage of the warehouses assigned to the resource monitor. An account can have multiple warehouse monitors.
A warehouse monitor can have one or more warehouses assigned to it, but each warehouse can only be assigned to one resource monitor.
A single monitor can be set at the account level to control credit usage for all warehouses in your account.
https://docs.snowflake.com/en/user-guide/resource-monitors.html#monitor-level
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