Credit Card (Something you have), Pin (Something you know) = MFA
Fingerprint (Something You are), Iris (Something you are) != (Not) MFA
-- Careful to understand multi-factor cannot be of the same type. I missed several similar to this because not understanding its not just multiple multiple-different-types
The credit card classified as "something you have" has been embedded with a chip that contains hiding information about the particular card assigned to the owner. When a pin is added, that is another form of password classified as "something you know"
All of these answers are incorrect. a Credit card and pin is not 2-factor. The credit card in this instance is identification and the pin is the password. There would need to be one additional form of password such as text message code for it to be two factor.
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